The following student loan programs are available to USC Gould students:
Graduate students can borrow up to $20,500 per year through this loan program offered by the U.S. Department of Education. The Direct Unsubsidized Loan has a fixed interest rate. Interest begins to accrue upon disbursement.
This U.S. Department of Education student loan program enables graduate students to borrow up to the cost of attendance, less any other financial aid received. Federal Graduate PLUS Loans have a fixed interest rate, and a credit check is required for approval. Interest begins to accrue upon disbursement.
Like the Federal Direct Graduate PLUS Loan, these private educational loans can also cover up to the cost of attendance, less other financial aid received. One major difference is that they can have a variable interest rate determined by the lender upon review of your credit history.
*To be considered for federal loans, students must complete the Free Application for Federal Student Aid (FAFSA) and be enrolled in at least 4 units each semester. USC’s FAFSA code is 001328. After completing FAFSA, admitted applicants will receive electronic notification of next steps to determine eligibility for student loans.
Note: Federal Direct Unsubsidized and Federal Direct Graduate PLUS loans for the graduate certificates in Real Estate Law and Technology and Entrepreneurship Law are currently under review by the U.S. Department of Education (DOE). If the DOE grants approval for these certificates to be considered gainful employment programs, federal student loans will become available.